Lumiere Midtown Payment Schedule: Flexible For The Ultimate Living

Lumiere Midtown Standard Payment Plan – Save 11%

This plan is ideal for buyers seeking a balanced approach with reasonable installments:

• Duration: 26 months

• Installments: 11 equal payments

• Each Payment: 10% (following the initial VND 100 million deposit)

• Expected Handover: August 31, 2027

• Discount Offered: 11%

This schedule gives buyers predictable payments over time and a generous discount.

Lumiere Midtown Flexible Plan – Save 9%

Perfect for buyers who prefer smaller, more frequent payments:

• Duration: 32 months (26 months pre-handover + 6 months post-handover)

• Installments: 18 payments every 2 months

• Each Payment: 5%

• Expected Handover: August 31, 2027

• Discount Offered: 9%

With more installments and lower payment amounts, this plan eases cash flow while still delivering a significant discount.

Lumiere Midtown Early Payment Plan – Save 16%

Designed for investors who want maximum savings and fast ownership:

• Payment Timeline: 70% due within 30 days of signing SPA

• Breakdown:

  • Deposit → 10%

  • 2 months later → 10%

  • SPA signing → 10%

  • Final installment → 70%

• Expected Handover: August 31, 2027

• Discount Offered: 16%

This option is best suited for buyers with strong cash reserves aiming for the highest return.

Lumiere Midtown Bank Loan Plan – 0% Interest Support

For buyers needing maximum financial leverage, this plan offers full support:

• Buyer Pays: 20% equity

• Bank Pays: 80% via mortgage loan

• Interest Rate: 0% until 6 months after handover

• Principal Grace Period: up to 6–12 months post-handover

• Expected SPA Signing: November 30, 2025

• Discount: Not applicable, but great for stretched cash flow

This is the best choice for buyers who want to minimize initial capital and take advantage of bank support.