Gladia Heights Pricing & Payment Policy: 3 Flexible Schemes & Incentives
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This article summarises the pricing, three payment schemes and incentives of Gladia Heights — the Keppel & Khang Dien apartments in East Saigon. All figures were announced at launch and are indicative; please contact Realtique for unit-by-unit pricing and the latest policy.
Gladia Heights Pricing
Per the launch announcement, Gladia Heights is priced at around:
- 83 million VND/m² — standard handover;
- 94 million VND/m² — fitted handover.
Sample unit references: a 2BR ~72m² (fitted) from about VND 6.5 billion; a 2BR 85m² in tower B3 about VND 6.8 billion; a 3BR 115m² about VND 9.6 billion. The booking deposit is VND 100 million per unit. With the flexible plans, a 2BR buyer needs only about VND 650 million in own capital upfront to own.
Gladia Heights — 3 Flexible Payment Schemes
Standard handover from ~83M VND/m² · Fitted from ~94M VND/m²
Spread payments in line with construction — for buyers managing cash flow proactively.
For buyers with ready funds seeking the best effective discount.
⚠️ The bank-loan & interest-subsidy scheme is available to VIETNAMESE buyers only — foreign buyers are NOT eligible for this loan. Foreign buyers may still purchase using the Standard or Fast (own-capital) schemes.
Gladia Heights is a condominium, so foreign nationals CAN own here within the legal quota (up to 30% of units per tower), using the Standard or Fast own-capital schemes. Only the bank-loan interest-subsidy scheme is restricted to Vietnamese buyers.
Figures announced at launch and may change by phase and by unit. Partner banks: OCB, VietinBank, BIDV, MB, SCB. Contact Realtique for the unit-by-unit price list and detailed payment schedule.
Three Flexible Payment Schemes
1. Standard: just 10% on signing the sale contract, then 5% every 3 months, up to 30% of value by handover; 65% on handover and 5% on certificate issuance. Suited to buyers who want to manage cash flow proactively.
2. Fast payment: for buyers with ready funds seeking to maximise returns — pay 50% for up to 9% cashback, or pay 70% for up to 12% cashback.
3. Special interest subsidy: only 10% own capital on signing; the bank disburses the rest with 0% interest, no principal and no interest for up to 24 months. (This bank-loan interest-subsidy scheme applies to Vietnamese buyers only; foreign buyers may still purchase Gladia Heights via the standard or fast own-capital schemes, within the 30%-per-tower quota.) This sharply reduces financial pressure during construction — in the first year buyers essentially only need 10% own capital.
Incentives & Gifts
Alongside the payment schemes, the developer offers several incentives for pioneer buyers:
- Early reservation — a 2% gift on unit value, for early-stage reservations;
- 12 months of free management fees — residents enjoy all amenities without management fees in the first year;
- Two-year holistic development programme — free swimming, ballet, art and yoga classes for residents.
Partner banks supporting financing include OCB, VietinBank, BIDV, MB and SCB.
Legal Status & Eligibility
Gladia Heights is a condominium product, so both Vietnamese and foreign buyers may own — foreigners within the legal quota (up to 30% of units per tower). This is an advantage that widens the buyer pool versus land-attached products. The project is developed by Keppel and Khang Dien with a commitment to transparent legal status — a key factor for buyer confidence.
Interested buyers should contact Realtique for advice on selecting units by floor, orientation and view, choosing a payment scheme that fits their cash flow, and receiving the latest price list and incentives for each sales phase.
FAQ on Price & Payment
How much is the Gladia Heights booking?
VND 100 million per unit (reservation).
How much capital for a 2BR upfront?
Under the interest-subsidy scheme, about VND 650 million (10% own capital) to own.
Can foreigners buy?
Yes, within the 30%-per-tower quota for foreign buyers.
Do prices include taxes and fees?
Announced prices are indicative; the detailed price, tax and fee structure appears in the official price list and contract — contact Realtique for unit-by-unit pricing.
Cash-Flow Analysis of the Three Schemes
The right scheme depends on each buyer’s cash-flow structure. The standard scheme suits those who want to spread payments — only 30% by handover, 5% every 3 months. The fast scheme optimises returns for buyers with ready funds via 9–12% cashback — equivalent to an attractive discount versus savings-deposit interest. The interest-subsidy scheme optimises leverage: only 10% own capital, 0% principal and interest for up to 24 months, freeing cash for other purposes during construction.
In common, all three sharply reduce upfront financial pressure — especially the interest-subsidy scheme, where in the first year a buyer essentially only needs 10% own capital to own an apartment in a township beside Thu Thiem.
Ownership Costs & Rental Tax
Beyond the purchase price, buyers should account for registration fees, notary fees, management fees (12 months waived under policy) and tax obligations if leasing. Under current rules, individuals with total rental revenue of VND 1 billion per year or more incur value-added tax and personal income tax on the excess; below this threshold, no tax is due but declaration is still required.
With its location near Thu Thiem, Phu My Hung and the East-Saigon professional community, Gladia Heights enjoys sustained rental demand — a well-let apartment can generate steady income to support financial obligations at handover. This is reference information; buyers should consult an advisor and a tax professional for figures specific to their situation.
Buying Process with Realtique
Because Gladia Heights applies several policies and the interest-subsidy budget is limited per phase, buyers should act early to secure a good unit with the best policy. A recommended path: (1) define needs, budget and objective (own-use or investment); (2) receive unit-by-unit pricing by floor, orientation and view; (3) choose a payment scheme matching your cash flow; (4) place the booking deposit and complete the contract.
Realtique accompanies buyers from unit selection and legal verification through to completion, ensuring transparent, accurate, up-to-date information for each sales phase. Leave your details to receive the detailed price list and the optimal plan for your needs.
A Payment Plan Designed Around Real Cash Flow
What makes the Gladia Heights policy stand out is how lightly it sits on a buyer’s cash flow in the early years. Under the standard scheme, only 15% is due across 2026 and just 30% by the time the building tops out around September 2027, with the remaining 65% at handover. Under the interest-subsidy scheme, a buyer signs with 10%, the bank disburses progressively, and there is no principal and no interest for up to 24 months — meaning that through the construction period the developer and bank absorb most of the financial pressure. By the time of handover, the buyer can begin extracting value from the asset: living in it and saving rent, or leasing it for steady income to support future obligations.
This structure is particularly suited to buyers who value financial control and want to phase their commitment in line with the project’s construction milestones.
Incentives That Add Real Value
The accompanying incentives are not token gestures. The 2% early-reservation gift applies to value upfront; 12 months of free management fees let residents enjoy every amenity without operating costs in the first year; and the two-year holistic development programme delivers free swimming, ballet, art and yoga classes — a tangible benefit for families. Together with partner-bank support from OCB, VietinBank, BIDV, MB and SCB, these incentives lower both the entry cost and the cost of living in the early years of ownership.
Eligibility, Legal Status & Next Steps
As a condominium, Gladia Heights is open to both Vietnamese and foreign buyers — foreigners within the legal 30%-per-tower quota — a clear advantage over land-attached products that are restricted to Vietnamese nationals. The project’s development by Keppel and Khang Dien, both known for transparent legal practice, gives buyers confidence in title and delivery. Because the interest-subsidy budget is limited and released by phase, interested buyers should engage early: define needs and budget, review unit-by-unit pricing by floor and view, select the right payment scheme, and place a booking to secure a preferred unit. A Realtique advisor will accompany the process from selection and legal checks through to completion.
Acting Early to Secure the Best Terms
Because both the interest-subsidy budget and the most attractive units are limited and released in phases, timing matters. Buyers who engage early not only secure preferred floors, orientations and views but also lock in the strongest version of the policy before any phase adjustment. Leaving your details with Realtique ensures you receive the detailed price list, the latest incentives and a tailored payment plan suited to your cash flow and ownership goals.
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