Beacon 1 Payment Schedule 2026: Every Instalment + Open Incentives
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Considering a Beacon 1 apartment at Blanca City but unclear how much each instalment is, when it is due, and the real monthly cost? This guide compiles the full payment schedule instalment by instalment, the incentives currently on offer, and a realistic post-handover cash-flow view — so you decide on numbers, not feelings. (Figures are indicative; contact Realtique to confirm the current schedule for your specific unit.)
Beacon 1 Payment Schedule — How Much Per Instalment?
Beacon 1 follows a construction-progress payment structure. As an illustration, for a 1BR+ unit of 59.7 m² at an Early-Bird price of ~4.2 billion VND (incl. VAT and maintenance fund): a booking/reservation deposit of 5% (~210 million), 10% on signing the sale contract (~420 million), then roughly 55% spread across construction-milestone instalments of about 5–10% each up to handover, with the balance at handover and pink-book issuance.
The exact split depends on the payment option you choose — cash-fast versus the deferred/loan-supported route — which we map precisely to your unit.
Five Incentives Currently Open — and How to Combine Them
The launch carries several incentives that can be combined for maximum benefit: the Sun Early Key (use the home at 70% paid), the 5% no-loan discount, the deferred 70–30 schedule up to 48 months, the 0% / 24-month loan-support package, and early-reservation gifts. Some launch-period rental-support figures circulate in the market; treat these as indicative only and confirm against the developer’s official policy — Realtique always works from the issued CSBH document.
The Sun Early Key Advantage in Practice
The Sun Early Key policy lets a buyer take possession of the apartment for use after paying just 70% of the value, with handover-for-use expected around 31 May 2028. In practice this means you can begin living in — or leasing out — the unit while the remaining balance is still scheduled, effectively letting the asset start working before it is fully paid. For an investor, earlier access can mean earlier rental income; for an owner-occupier, it shortens the wait to move in. As always, the precise terms are set out in the contract documents, which Realtique walks through line by line.
Cash-Fast vs Deferred — Which Route Suits You
Beacon 1 buyers broadly choose between paying faster for the 5% no-loan discount, or spreading payments across the deferred 70–30 schedule of up to 48 months (optionally with the 0% / 24-month loan support). The right choice depends on your cost of capital: if your cash would otherwise sit earning a low deposit rate, the discount route often wins; if you prefer to keep capital flexible, the deferred schedule eases monthly pressure. There is no universally “best” option — only the one that fits your liquidity and goals, which is exactly the comparison Realtique builds for your specific unit.
Costs Beyond the Headline Price
A complete budget goes past the listed price. Buyers should plan for VAT, the 2% maintenance fund, registration and pink-book fees, and furnishing if the unit is handed over unfurnished. For buy-to-let, add a first-year fit-out and the management arrangement that keeps the unit occupied. Mapping these costs upfront prevents surprises and lets you compare Beacon 1 like-for-like against other projects whose “sticker” prices may exclude similar items. It also sharpens the true entry cost, which matters when calculating realistic yield.
How the Incentives Stack Together
The launch incentives are designed to combine: the Sun Early Key (use at 70% paid), the 5% no-loan discount, the deferred 48-month schedule, the 0%/24-month financing support and early-reservation gifts. The art is sequencing them to match your strategy — for example, a cash buyer maximising the discount versus a leveraged buyer prioritising the grace period. Some rental-support figures circulate in the market; Realtique treats these as indicative only and confirms every number against the official, issued sales policy before you commit.
A Step-by-Step Payment Walkthrough
Step one is the reservation: sign the purchase-intent agreement with a booking deposit of 100 million (Studio/1BR+/2BR/2BR+) or 150 million (3BR/3BR+). Step two, within about ten days, brings the first payment to 15% of value (inclusive of the deposit). Step three is signing the sale contract per the developer’s notice.
From there, payments follow construction milestones in instalments of roughly 5–10% each, up to the 70% threshold that unlocks Sun Early Key use-rights around 31 May 2028. The remaining balance is settled toward handover and pink-book issuance, with a final small instalment on certificate receipt.
Throughout, you choose between the cash-fast route (capturing the 5% no-loan discount) and the deferred 70–30 schedule of up to 48 months, optionally with 0%/24-month loan support. Realtique prepares a personalised schedule on your exact unit so every due date and amount is clear before you commit.
FAQ: Beacon 1 Payment
Below are the questions Realtique hears most often, answered plainly so you can move forward with confidence.
What is the booking deposit? 100 million VND for Studio/1BR+/2BR/2BR+, or 150 million for 3BR/3BR+.
What is Sun Early Key? Pay 70% to receive the unit for use, expected around 31 May 2028. What discount applies without a loan? 5.0% on unit value (excl. VAT and maintenance fund).
Are rental-support figures official? Treat market-circulated rental numbers as indicative only; Realtique confirms everything against the issued sales policy.
Reading the Payment Schedule Like an Investor
Experienced investors read a payment schedule for two things: how much capital is tied up and when, and how the structure interacts with rental income. Beacon 1’s construction-linked instalments and Sun Early Key option give useful flexibility on both fronts.
By spreading payments across milestones up to the 70% use-rights threshold, the schedule lets you commit capital gradually rather than all at once. That preserves liquidity for furnishing, transaction costs and a reserve — the things that turn a unit into a working asset.
The Sun Early Key option is particularly powerful for investors: taking possession at 70% paid means the unit can begin earning around mid-2028 while the balance is still scheduled, effectively letting the asset help fund its own completion.
The discount-versus-deferral choice should be made against your cost of capital. If idle cash earns little, the 5% no-loan discount often beats that return; if you have higher-value uses for capital, the deferred route preserves flexibility.
Whatever you choose, budget beyond the headline price for VAT, the 2% maintenance fund and fees, so the true entry cost — and therefore the true yield — is clear from the outset.
Realtique builds a personalised schedule and cash-flow view on your specific unit, confirming every figure against the issued sales policy, so you commit with complete clarity.
Key Takeaways
Key takeaways on Beacon 1 payments. The structure is designed to be flexible and investor-friendly when understood fully.
Booking deposit is 100 million VND (Studio/1BR+/2BR/2BR+) or 150 million (3BR/3BR+) at reservation.
The first payment reaches 15% of value within about ten days, followed by construction-milestone instalments.
Sun Early Key unlocks use of the home at 70% paid, expected around 31 May 2028.
Cash-fast buyers earn a 5% no-loan discount; others can defer across up to 48 months.
Loan support of 0% interest and principal grace runs for 24 months via partner banks (residents only).
Budget beyond the price for VAT, the 2% maintenance fund and fees to know your true entry cost.
Realtique works only from verified, official information and presents both the opportunity and the risks of every Beacon 1 purchase.
Speak with a Realtique advisor for a per-unit financial model, a live availability check and end-to-end guidance — in English for overseas Vietnamese buyers.
The Bottom Line
Ultimately, a confident property decision comes from combining verified facts with a clear understanding of your own goals, time horizon and appetite for risk, rather than from marketing enthusiasm or fear of missing out.
Blanca City’s core strengths are consistent across every angle examined in this series: an irreplaceable freehold beachfront position at Bai Sau, a credible destination-maker developer in Sun Group, and a concentrated wave of infrastructure that widens demand through the end of the decade.
Against those strengths, the honest risks are equally clear: infrastructure timelines can slip, off-plan delivery always carries some uncertainty, and rental returns depend heavily on occupancy, management quality and the post-grace financing position.
For Vietnamese citizens and qualifying overseas Vietnamese (Viet Kieu), the freehold pink-book ownership is a genuine, transferable and inheritable asset; foreign nationals cannot own here but may live at Blanca City by leasing from an eligible owner.
The buyers who tend to do best are those who enter with a medium-to-long horizon, choose unit floor and aspect deliberately, plan their cash flow across the full cycle, and verify every figure against the developer’s official, issued documentation.
That is exactly the discipline Realtique brings to each consultation: a per-unit financial model built on real numbers, a live check of genuine availability, transparent guidance on ownership eligibility, and a frank account of both the upside and the drawbacks.
If Blanca City’s Beacon 1 fits your objectives, the next step is simple — leave your details or call the hotline, and a Realtique advisor will be in touch within two working hours with the latest price list, policy and a tailored analysis for your situation.
Ownership note: Blanca City does not sell to foreign nationals — freehold pink-book ownership is reserved for Vietnamese citizens and qualifying overseas Vietnamese (Viet Kieu), who own equivalent to local citizens. Bank financing is for Vietnamese residents only; foreign nationals may live here by leasing from an eligible owner. Realtique advises Viet Kieu on eligibility and documentation.
Complete Blanca City Guide
Explore the full Blanca City — Beacon 1 series for the complete picture before you decide:
- Blanca City 2026: Beacon 1 Real Price & Cash Flow
- Location — Chi Linh – Cua Lap & 4 Bridges
- 4 Bridges: Vung Tau Transport to 2030
- Bank Loan for Beacon 1: Rates & Conditions
- Beacon 1 Floor Plans: Studio, 1BR+, 2BR+
- Beacon Tower Amenities Floor by Floor
- Sun Group — 15-Year Track Record
- Beacon 1 Construction Progress April 2026
- Beacon 1 vs Meyhomes Capital Phu Quoc
- Beacon 1 Rental Cash Flow — Real Numbers
- Is the Beacon 1 Studio Worth Buying?
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Grace Le
Grace Le is a Senior Property Advisor at Realtique, supporting bilingual clients across premium developments.
