The Nest Price & Payment Policy 2027
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Want the real price of The Nest, your true monthly outlay if you borrow, and which policy best optimises cash flow? Most sources stop at “from 47M VND/m²” and skip the detailed maths. This article compiles the price table by unit type, projected yields, two payment schedules and a real cash-flow worksheet — so you can plan your finances precisely before committing.
How Much Does The Nest Cost Per Unit?
EAST Tower is priced from 47 million VND/m², 2-bedroom from 2.3 billion VND — competitive versus the ~60M/m² area average. Indicative price & yield by unit type:
| Unit | Size | Est. price | Est. rent | Net income/yr | Yield | Booking |
|---|---|---|---|---|---|---|
| Studio | ~34.8m² | 1.85 bn | 9M/mo | 99M | 5.35% | E01 |
| 1BR | ~39m² | 2.15 bn | 10M/mo | 110M | 5.12% | E01 |
| 1BR+ (1WC) | ~50m² | 2.45 bn | 12M/mo | 132M | 5.39% | E02 |
| 1BR+ (2WC) | ~59m² | 2.75 bn | 14M/mo | 154M | 5.6% | E02 |
| 2BR+2WC | ~84m² | 3.2 bn | 15M/mo | 165M | 5.16% | E02 |
| 2BR+ (2WC) | ~72m² | 3.8 bn | 17M/mo | 187M | 4.92% | E03 |
| 3BR+2WC | ~76m² | 3.9 bn | 18M/mo | 198M | 5.08% | E03 |
Reference prices based on WEST tower average growth; official figures on request.
Does The Price Include VAT & Maintenance Fee?
Apartment prices are typically quoted excluding 10% VAT and the 2% maintenance fund. Budget ~12% on top for total ownership cost. Realtique provides a detailed per-unit breakdown.
For accurate budgeting, a 2.45 billion unit therefore implies roughly 2.74 billion all-in (price + VAT + maintenance) before furnishing. Factoring this early avoids surprises at handover and helps size your loan correctly.
Booking & Current Incentives
- Booking deposit: 50 million VND (refundable).
- Early-booking EAST Tower: 50 million VND bonus.
- On signing: 20% of unit value.
- Loan support: up to 80%, disbursed only at handover.
Two Payment Schedules — Which Suits You?
1) Standard 12 instalments: evenly spread; ideal for steady-income buyers. 20% on signing, then 3–3.5%/instalment monthly, 45% at handover, 5% on title.
Standard Payment Schedule — 12 Installments
The Nest · East Tower (25 floors, 583 units) · Becamex Tokyu · from 47M VND/m² · handover expected 3/2027
Installments are about one month apart, spreading cash flow evenly until handover. Per the sales policy updated 02/06/2026; incentives are conditional and may change by phase. Contact Realtique for unit-by-unit confirmation.
2) “Zero payment for 1 year”: just 20% on signing, nothing more for a year (Jul 2026–Feb 2027), 75% at handover (Mar 2027), 5% on title — ideal for buyers using bank leverage or awaiting other liquidity.
Zero-Payment Schedule for 1 Year
The Nest · East Tower (25 floors, 583 units) · Becamex Tokyu · from 47M VND/m² · handover expected 3/2027
Only 20% on signing — nothing more for a full year until handover. Per the sales policy updated 02/06/2026; incentives are conditional and may change by phase. Contact Realtique for unit-by-unit confirmation.
Cash-Flow Worksheet — 1BR+ at 2.45 Billion VND
Standard 12-instalment plan:
| Instalment | Timing | % | Amount (VND) |
|---|---|---|---|
| 1 | Sign SPA (5/2026) | 20% | 490,000,000 |
| 2–7 | 7/2026–12/2026 (monthly) | 3.5% ea | 85,750,000 ea |
| 8–10 | 1/2027–3/2027 | 3% ea | 73,500,000 ea |
| 11 | Handover (4/2027) | 45% | 1,102,500,000 |
| 12 | Title deed | 5% | 122,500,000 |
| Total | 100% | 2,450,000,000 |
“Zero for 1 year” + bank loan: just 490M (20%) on signing; nothing for a year; at handover (3/2027) draw 80% (~1.96bn).
Loan estimate (1.96bn, ~8.5%/yr, 25 years): principal ~6.5M/month, first-month interest ~13.9M ⇒ ~20.4M/month at first (declining thereafter). Projected 1BR+ rent of 12–14M/month covers most of this.
Rates vary by bank and time. Contact Realtique for the best financing plan.
Bank Loan Support up to 80%
The Nest · East Tower (25 floors, 583 units) · Becamex Tokyu · from 47M VND/m² · handover expected 3/2027
⚠️ The bank-loan support applies to Vietnamese buyers only. The Nest is a condominium, so foreign buyers may still purchase within the quota (30% per tower) using own-capital schemes. Per the sales policy updated 02/06/2026; incentives are conditional and may change by phase. Contact Realtique for unit-by-unit confirmation.
Can Foreigners Get A Bank Loan For The Nest?
Loans up to 80% are available and disbursed only at handover, so there is no interest pressure during construction. With the “zero for 1 year” plan you prepare just 20% equity on signing. Basic conditions: proof of income, eligible age, good credit history. Foreign-buyer financing terms vary by bank — Realtique advises case by case.
A note for foreign buyers: while local banks increasingly support foreign-buyer mortgages, terms (loan-to-value, tenor, proof of income) differ from those for residents. Many international clients instead optimise the “zero payment for 1 year” plan to defer outlay until handover. Realtique can connect you with banks experienced in foreign-buyer lending.
Note: Bank financing is available to Vietnamese residents (locals) only. Foreign buyers typically optimise the “zero payment for 1 year” plan — contact Realtique for foreign-buyer financing options.
Is The Nest Worth It Versus The Area?
Area average ~60M/m² vs The Nest from 47M/m². Same developer track record: The View +180% in 6 years, The Glory +153% in 1+ year. With a TOD-core location (Metro S19, AEON, international universities) and 79+ amenities, current pricing is considered reasonable with upside. Best for: cost-conscious owner-occupiers and medium-to-long-term investors.
Total Cost Of Ownership — The Full Picture
The headline price is only the starting point. For a 2.45 billion VND unit, expect roughly 245 million in VAT (10%) and 49 million for the maintenance fund (2%), bringing the all-in figure to about 2.74 billion before furnishing. Add a furnishing package (for leasing or living) and, if borrowing, loan interest over the holding period. Mapping these costs upfront prevents surprises and ensures the loan is sized correctly. Realtique provides a per-unit cost sheet so every line item is visible before you commit.
Cash Buyer vs Leveraged Buyer — Two Scenarios
Cash buyer: pays the all-in ~2.74 billion, owns outright, and enjoys the full ~5.4% gross yield plus any appreciation — the simplest, lowest-risk route. Leveraged buyer: uses the “zero payment for 1 year” plan, contributes 20% on signing, then draws an 80% loan at handover (~20.4 million/month initially). Here the projected 12–14 million rent offsets most of the repayment, and the buyer commands a larger asset with less capital — amplifying returns if prices rise, but requiring a cash-flow buffer against rate movements. Neither is universally better; the right choice depends on liquidity, risk appetite and time horizon.
Price Versus Nearby Projects
Against the ~60 million VND/m² area average and the 70–120 million typical of central HCMC, The Nest’s 47-million entry is its clearest near-term advantage. Combined with the developer’s history of 150–180% appreciation on prior projects, the pricing leaves a visible gap for the market to close — the essence of buying value rather than paying for it after the fact.
FAQ About The Nest Pricing
Price per m²?
From 47M VND/m², 2BR from 2.3bn.
Booking, refundable?
50M VND, refundable; early EAST booking adds 50M bonus.
Payable on signing?
20% of unit value.
Any light plan?
Yes — “zero payment for 1 year”.
Max loan?
Up to 80%, disbursed at handover.
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Phuong My
Phuong My is a Senior Property Advisor at Realtique, focused on tailored solutions for each client.
