Elysian Payment Plans 2026: Six Routes and How the Discounts Stack

Posted by Khoi Pham on September 12, 2026

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Elysian by Gamuda Land, Lo Lu, Thu Duc

Elysian offers six payment routes, and the one with the largest discount is not the one that takes your money fastest. Under sales programme 17, effective 1 August 2026, standard apartments have four options and the Sky Villa line has two considerably looser ones. This article sets out each route, the discounts that stack on top, and the two limits that make quotations easy to overstate.

Four routes for standard apartments

Under sales programme 17, effective from 1 August 2026, standard apartments have four routes:

Route	Terms	Incentives
Route 1 — Standard	60% payable before handover	5% discount + 5 years management fee waived
Routes 2 and 3 — Fast	Earlier instalments than Standard	2% – 3% discount + 2 years management fee waived
Route 4 — Financed	Bank lends up to 80%, 24-month principal grace	Developer subsidises interest up to 7% p.a. for 24 months

A counter-intuitive detail

At most projects, paying faster earns a bigger discount. At Elysian it is the other way round: the Standard route carries a 5% discount, higher than either Fast route at 2%–3%, and waives management fees for five years instead of two. The reason is that Standard here already requires 60% before handover — it is itself a fairly heavy schedule. Do not assume faster means better; compare the actual quotation for your unit.

Two routes reserved for Sky Villas

The Sky Villa (penthouse) line on level 20 has its own, considerably looser, terms:

Route	Terms
Route 5 — Five-year stretch	Highly extended schedule: only 5% – 10% every six months
Route 6 — Financed	Bank lends up to 75%, 24-month principal grace; developer subsidises interest up to 11.5% p.a. for 24 months

The 11.5% subsidy on route 6 is materially above the 7% offered on standard apartments. That reflects a simple reality: the larger the product and the higher the total price, the more leverage a developer has to extend to reach the right buyer. For the buyer it is an opportunity, but also the point to model carefully — interest support always has an end date, after which the rate floats with the bank.

Level 20 floor plate — the Sky Villa tier at Elysian

Stacking discounts, and the two ceilings

Beyond the schedule-linked discount and the management fee waiver, several independent discounts apply:

Special discount 2% — on paying in full and completing the sale contract per the developer’s notice.
Early deposit discount 1% — on a successful deposit with the transaction registration form and sale contract completed on time.
Loyalty incentive 0.9% — for buyers who already own at a Gamuda Land project in southern Vietnam.
GoldLink bulk incentive 1% — from two units.

Two limits that trip up the arithmetic

First, total discounts are capped at 9%. Second, the GoldLink and Loyalty incentives cannot be combined — you take one or the other. When comparing quotations across routes, check both constraints or you will overstate the saving.

Running costs and the foreign buyer price

Item	Indicative amount	Note
Management fee	Around 400,000 VND per month	Waived for 5 years on route 1, or 2 years on routes 2 and 3
Car parking	Around 400,000 VND per month	Where the unit comes with a named bay

On pricing for foreign buyers, Elysian sells within the permitted foreign quota at a price around 6% above the Vietnamese price. This is a listed price differential, not an additional fee, and it should appear clearly on the quotation before any deposit.

All figures here reflect sales programme 17, effective from 1 August 2026 until further notice. Gamuda Land updates its sales programme monthly, so confirm the current version before transacting.

Frequently asked questions

How many payment plans does Elysian offer?

Six. Four for standard apartments — Standard, two Fast routes and a financed route — plus two reserved for the Sky Villa line: a five-year stretched schedule and a financed route.

What is the largest discount available at Elysian?

The Standard payment route carries a 5% discount together with five years of management fees waived. With the independent incentives added, total discounts are capped at 9%.

How much can I borrow to buy at Elysian?

Up to 80% for standard apartments with a 24-month principal grace period and developer interest support up to 7% p.a. for 24 months. For Sky Villas the limit is 75%, with interest support up to 11.5% p.a. for 24 months.

What are the running costs at Elysian?

Around 400,000 VND per month for management, plus roughly 400,000 VND per month for car parking where the unit includes a named bay. The Standard route waives management fees for five years.

Do foreign buyers pay more at Elysian?

Yes — around 6% above the Vietnamese price. This is a listed price differential shown on the quotation, not an additional fee.